Freelance Finance Handbook
Money management for gig economy professionals
About This Book
With over a third of Americans freelancing in 2024:contentReference[oaicite:10]{index=10}, this guide equips gig workers to handle their finances. It explains how to budget when income is unpredictable, estimate quarterly taxes, and maximize deductions. You will learn how to set rates, create invoices, and separate business vs personal expenses. Other sections cover retirement planning (IRAs and solo 401(k)s), buying health insurance, and building an emergency fund for the feast-and-famine cycle. Practical tips and templates make it easier to balance your books, reduce stress, and take control of financial success as a freelancer.
Who Is This Book For?
Freelancers, gig workers, and self-employed professionals who need guidance on budgeting, taxes, and planning for irregular income.
Key Topics Covered:
- Budgeting with variable income
- Self-employment taxes
- Invoice and expense tracking
- Retirement for freelancers
- Health insurance options