Money 101 for Gen Z

About This Book

A straight-talking introduction to personal finance for young people. It starts with budgeting and saving: for example, Gen Z’s average savings are only about $2,400:contentReference[oaicite:8]{index=8}, highlighting the need for good habits early. The book then covers debt management (especially student loans and credit cards), and introduces investing basics (index funds, retirement accounts) and the importance of credit scores. It also examines modern influences like social media on spending—over 90% of Gen Z say they’ve made an impulse purchase after seeing it online:contentReference[oaicite:9]{index=9}—and gives strategies to avoid financial pitfalls. Written in an engaging voice, it includes worksheets and challenges to set young readers on a path to financial confidence.

Who Is This Book For?

Gen Z individuals (late teens to late 20s) who are new to personal finance and want easy-to-follow guidance on money basics.

Key Topics Covered:

• Budgeting basics
• Saving strategies
• Debt and loans
• Investing fundamentals
• Credit building